Payment Policy
Effective Date: January 13, 2025

Introduction
At Watch Topic, we want your shopping experience to be convenient, secure, and hassle-free. This Payment Policy outlines the available payment methods, how your payments are processed, and the security measures we take to protect your information.

Accepted Payment Methods
We accept several popular payment methods to ensure that your purchase is as easy and secure as possible. The available payment options include:

• Credit and Debit Cards: We accept Visa, MasterCard, American Express, and Discover credit and debit cards.
• PayPal: For your convenience and security, we accept PayPal as a payment option. You can choose to pay via your PayPal account or through a linked credit card or bank account.
• Apple Pay: If you use an Apple device, Apple Pay provides a fast and secure payment method during checkout.
• Google Pay: Google Pay is available for customers using compatible devices, allowing for easy and secure payment processing.

All payment methods are processed securely through trusted third-party payment gateways that meet the highest standards of safety and encryption.

Billing Information
To complete your order, you must provide accurate billing information. This includes your name, billing address, phone number, and email address. The billing address must match the one associated with your payment method in order to avoid delays or issues with processing your payment.

If you need to update your billing information after submitting your order, please contact us immediately at info@watchtopic.click to ensure we have the correct details.

Sales Tax
Sales tax is applied to orders based on the shipping address, in accordance with state and local tax laws. The applicable sales tax will be automatically calculated during checkout, and the total tax amount will be shown before you complete your purchase.

If you have questions about sales tax, please contact us, and we will be happy to assist you.

Order Confirmation
After your payment has been successfully processed, you will receive an order confirmation email. This email will contain your order number, payment details, and shipping information. It is important to keep this confirmation for your records.

If you do not receive a confirmation email, please check your spam or junk folder. If you still cannot find the email, please contact us at info@watchtopic.click for assistance.

Payment Security
Your security is our top priority. We use industry-standard encryption and secure payment gateways to ensure that your payment information is safely processed. Your credit card or payment details are not stored on our servers, and all transactions are handled in compliance with PCI-DSS (Payment Card Industry Data Security Standard).

Payment Declines and Cancellations
If your payment is declined due to insufficient funds, expired cards, or incorrect billing information, your order will not be processed, and you will receive a notification prompting you to update your payment details. Once updated, you can resubmit your order for processing.

If you wish to cancel an order, please contact us within 24 hours of placing the order. If your order has already been shipped, cancellation may not be possible, and you may need to follow our Return Policy.

Fraud Prevention
We take fraud prevention very seriously. If we detect any suspicious or fraudulent activity related to your order, we reserve the right to cancel the order and contact you for further verification. We may also involve law enforcement if necessary to protect both our customers and our business.

Payment Disputes
If you have any disputes regarding charges or payments, please contact us immediately at info@watchtopic.click. We are committed to resolving any concerns promptly and fairly. In cases involving your payment provider, we may require additional documentation to help facilitate the resolution of the dispute.

Refunds
If you are eligible for a refund, it will be processed to the original payment method. Please allow 5-7 business days for the refund to appear in your account, depending on your payment provider’s processing time.